Top Credit Report Recommendations
1
Consumer Info Free Credit Report Free online credit report with 30-day trial. Read Review
2
Free Credit Profile Free credit report, credit score and debt analysis. Read Review
3
Online Credit Info Free Credit Report Free personal credit report with 30-day trial membership. Read Review
4
ReliaCredit 3 in 1 Credit Report Instant 3-in-1 credit report online. Read Review

Glossary of terms
# 3-in-1 credit report
A Adverse information
B Balance
C Credit fraud
D Debt-to-Income ratio
E Equal Credit Opportu...
F Foreclosure
G Gross monthly income
H Home equity
I Involuntary bankrupt...
J Judgement
L Liability
M Merged credit report
N Net income
O Opting out
P Permissible purpose
Q Qualifying ratio
R Revolving charge acc...
S Service charge
T Truth in Lending Act
U Unsecured loan
V Voluntary bankruptcy
W Wage-earner plan

Welcome to 100 Best Credit Reports Navigating the confusing world of free credit reports, score, monitoring, repair and agencies can be intimidating for many consumers. It can be a challenge to build and maintain your personal credit score in today's complicated financial market, but we can help, whether you're trying to keep on top of your credit score with a yearly free credit report, struggling with understanding your credit report, or working to fix / repair your bad credit from past financial problems.

Our site represents years of research on free credit reports, free credit score, monitoring, and fix / repair topics. The final product of all this work is an expansive collection of the best credit repair, report and score services we've found online, complete with reviews, prices, features, and other details that may be helpful to our users. We're continually adding to, updating, and revising our collection, so readers can be sure to find only the best current credit-related services available online.

To help our readers make even more educated decisions about their personal credit score and other credit repair services, we're continually building our library of informative tutorials, including information on how credit reporting bureaus work, choosing the right credit report, score, monitoring, and repair services for you.

Fair Debt Collection Practices It is true that if you owe a debt, the company or person to whom you owe the money has the right to try and recover it, plus the interest and fees that were agreed upon when you borrowed the sum. After all, it is money that you said you would pay back. However, debt collectors do not have the right to harass you, or to use unfair or deceptive practices when trying to get their money. You do have protections offered by law under the Fair Debt Collection Practices Act. Fair Debt Collection Practices

Become Debt Free Debt free living requires a change in attitude about money. Indeed, if you are in debt, and you wish to become debt free, you will need to make substantial changes to the way that you spend, save and manage your money. If you are not in debt right now, then it is an excellent time to develop the good financial habits that will keep you out of debt in the futures. Here are some ideas that will help you as you make debt free living a habit: Become Debt Free

Fix Your Credit Report You probably know by now how important your credit report is. It is very important that you have a good credit report that is accurate. This is because it can mean the difference between getting a loan or some other credit or not. It can also influence what kind of interest rate you get, determining how much money you pay in interest charges. A good credit report can save you hundreds even thousands of dollars. Fix Your Credit Report

Experian Review One of the most venerable of the credit bureaus is Experian. Experian has been around for about 30 years, and is one of the three major credit bureaus. Experian is a trusted name in credit reporting, and many lenders use Experian to check the reports and scores of would-be borrowers. Not only does Experian offer a range of products meant to help the consumer keep track of his or her credit history, but the company also has other businesses. Experian Review

The Learning Center
Credit
Fair Credit Reporting Act Equal Credit Opportunity Act FCBA and EFTA What is Credit? How Credit Bureaus Work Personal Credit Report What is a Credit Score? Credit Monitoring Fix Your Credit Report Best Credit Repair Services
Debt
Fair Debt Collection Practices Debt Management Service Debt Consolidation Agency
Personal Finance
Consumer Protection Laws Credit Repair Scams Do I Have a Debt Problem? Get Out of Debt Become Debt Free Identity Theft Prevention Identity Theft Victims
Credit Reporting Agencies
TransUnion Review Experian Review Equifax Review