Top Credit Report Recommendations
1
Consumer Info Free Credit Report Free online credit report with 30-day trial. Read Review
2
Free Credit Profile Free credit report, credit score and debt analysis. Read Review
3
Online Credit Info Free Credit Report Free personal credit report with 30-day trial membership. Read Review
4
ReliaCredit 3 in 1 Credit Report Instant 3-in-1 credit report online. Read Review

Glossary of terms
# 3 Cs
A Adverse action
B Bank card
C Credit Repair Agency
D Dispute
E Equal Credit Opportu...
F Financial Assistance...
G Garnishment
H Home equity loan
I Identity Theft
J Joint account
L Lien
M Manner of Payment (M...
N Net income
O Open account
P PITI
Q Qualifying ratio
R Revolving charge acc...
S Service charge
T Three Cs
U Unsecured loan
V Vacated
W Writ of Replevin

Welcome to 100 Best Credit Reports Navigating the confusing world of free credit reports, score, monitoring, repair and agencies can be intimidating for many consumers. It can be a challenge to build and maintain your personal credit score in today's complicated financial market, but we can help, whether you're trying to keep on top of your credit score with a yearly free credit report, struggling with understanding your credit report, or working to fix / repair your bad credit from past financial problems.

Our site represents years of research on free credit reports, free credit score, monitoring, and fix / repair topics. The final product of all this work is an expansive collection of the best credit repair, report and score services we've found online, complete with reviews, prices, features, and other details that may be helpful to our users. We're continually adding to, updating, and revising our collection, so readers can be sure to find only the best current credit-related services available online.

To help our readers make even more educated decisions about their personal credit score and other credit repair services, we're continually building our library of informative tutorials, including information on how credit reporting bureaus work, choosing the right credit report, score, monitoring, and repair services for you.

Personal Credit Report You have probably heard about the personal credit report. You know it is important, and that it contains information about your financial history. However, your personal credit report has a great deal more information in it that can be used for a variety of purposes. Understanding your personal credit report what is in it, and who looks into and why can be a big help to you in terms of your financial health. Personal Credit Report

Debt Management Service Sometimes, you need help to get out of debt. In some cases, having someone help you put together a plan to get things back in order. A debt management or debt counseling agency can help you. In general, there are two main types of debt management: negotiation and consolidation. When choosing a service to help you manage your debt and, ultimately, get rid of it, consider the type of debt management used. Debt Management Service

Fair Credit Reporting Act What can you do if you find incorrect information on your credit report? Does your report contain outdated information? How can you get a copy of your report? Find out how the FCRA works to protect your good credit by promoting the accuracy of your credit report and helping you resolve any discrepancies.
Fair Credit Reporting Act

Credit Repair Scams There are many scams out there, all of them designed to take advantage of people in desperate situations. Indeed, if you are in over your head with regard to your financial situation, you might be willing to try almost anything to solve the problem. However, it is important that you slow down and carefully evaluate your options. It is just at this time that you are most vulnerable to scams. Credit Repair Scams

The Learning Center
Credit
Fair Credit Reporting Act Equal Credit Opportunity Act FCBA and EFTA What is Credit? How Credit Bureaus Work Personal Credit Report What is a Credit Score? Credit Monitoring Fix Your Credit Report Best Credit Repair Services
Debt
Fair Debt Collection Practices Debt Management Service Debt Consolidation Agency
Personal Finance
Consumer Protection Laws Credit Repair Scams Do I Have a Debt Problem? Get Out of Debt Become Debt Free Identity Theft Prevention Identity Theft Victims
Credit Reporting Agencies
TransUnion Review Experian Review Equifax Review