Glossary Term E – 100 Best Credit Reports
Electronic Fund Transfer Act (EFTA)
An act passed by congress that establishes guidelines for correcting mistakes on electronic fund transfer account statements.
Equal Credit Opportunity Act (ECOA)
A U.S. law that prohibits creditors from discriminating consumers based upon their gender, race, religion, national origin, sexual orientation, or age.
One of the three largest credit reporting agencies in the United States.
Another one of the three largest credit bureaus in America.