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GLOSSARY TERMS
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Glossary Term R – 100 Best Credit Reports

Refinancing

Paying off one or many loans with a single large loan. Usually this is done in order to quickly pay off a lender and switch to another with better terms.

Repossession

When a borrower stops making payments for something purchased, then the creditor can take it back because it has not been fully paid for.

Retail card
Any credit card that is issued by a retail establishment.

Revolving balance
The total of all revolving credit account balances.

Revolving charge account
Any credit account that does not have to be paid to zero balance, but at least a specific minimum payment with interest every month.



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